What to choose - Petrol Vs Diese car

This is the 1st question which came in our mind when we start thinking to buy a car & it's obvious as we want to buy a Value for money car. There are many more parameters which we need to consider before coming to the final conclusion such as,

The first & main point which came to our mind is price; petrol cars are low on budget compare to diesel. If you are buying car with bank loans then for petrol car obviously you have take minimum loan which indeed minimum interest & overall less stress on your pocket.

If we take a loan on both the cars, In case of diesel we would be paying more money on the EMI and saving on the fuel cost but in case of petrol its reverse. So that difference needs to be taken into consideration.

So the first question we need to ask yourself, what is my monthly running (KM)

For example we consider daily running of 50 Km/day & 1500/month,

So simply if you’re running in is more then you should consider diesel over petrol & vice a versa.

But some other facts also needs to be consider if we are buying a diesel car over petrol & that is maintenance which may vary from car to car, here I am talking about other than regular or schedule maintenance.

Regular maintenance cost for petrol and diesel are nearly the same. But if the components like injector, fuel pump, clutch, battery etc fail, diesels will be on the expensive side to maintain. The battery of the petrol swift for example is priced in the range of 4k rupees, whereas that of diesel swift costs upwards of 6k rupees approx or even more. Components like injector etc are designed to be very reliable but still in the odd times if a common rail injector fails, it is likely to cost a lot compared to that of a simple petrol injector. Agree that both are of different kinds, but in the end, you just can’t predict what may happen if times are not good same for the clutch too. Next comes the turbo. If such components ever fail, then the costs will be considerable enough to affect the cost calculation. Just that we must hope such things won’t happen in the long run.

Some mathematical calculations:

 

These are some of points we need to consider while selecting car.

Conclusion: So, now if you want to decide whether to buy a diesel or a petrol car you got to be your own judge. Just consider the average distance covered per day (say 50 km) multiply is by the expected life(say 8 years) for which you would use the asset (in days{365*8}) and then with the cost savings per km(say Re. 1). If the amount thus saved is more than the extra amount you are paying for a diesel car.